Mark Chaney Insurance Services

Terms of Service

Terms of Service

Effective Date: 10/20/2025

Welcome to Mark Chaney Insurance Services (“we,” “us,” or “our”). By using our website www.markchaneyinsuranceservices.com and services, you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

2. Eligibility

You must be at least 18 years old to use our services. By accessing our Site, you represent that you meet this requirement.

3. Description of Services

We offer home, auto, life, and commercial insurance to fit a variety of needs. Our services are for informational purposes only. Final insurance coverage is subject to underwriting approval and the terms of your policy.

4. No Guarantee of Coverage

Use of our Site does not guarantee the issuance of an insurance policy. All quotes are subject to approval by licensed insurance agents and applicable underwriting guidelines.

5. User Responsibilities

• You agree to provide accurate and complete information when using our services.
• You are responsible for maintaining the confidentiality of your account information.
• You agree not to use the Site for any unlawful or unauthorized purposes.

6. Intellectual Property

All content, logos, and materials on the Site are the intellectual property of Mark Chaney Insurance Services, Inc. unless otherwise noted. You may not use, reproduce, or distribute this content without our prior written permission.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our Site or services.

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these websites.

9. Modification of Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to the Site. Continued use of the Site constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of Texas, without regard to its conflict of law principles.

11. Contact Information

Mark Chaney Insurance Services
900 8th St #306, Wichita Falls, TX 76301
(940)-386-5055
mchaney@farmersagent.com

12. Disclaimer

Insurance services provided by Mark Chaney Insurance Services, Inc are subject to applicable licensing and regulatory requirements. All policies and coverages are subject to the terms, conditions, and exclusions of the issued policy.

13. SMS Text Messaging Terms

a. Consent to Receive Text Messages

By providing your mobile phone number and opting in, you consent to receive transactional, informational, and promotional messages related to our services. Message frequency may vary depending on your interaction with the Agency. Information obtained as part of the SMS consent process will not be shared with third parties. If you have consented to receive text messages from Mark Chaney Insurance Services, Inc., you may receive text messages related to insurance quotes, payment reminders, or onboarding materials.

b. Opting Out

You may opt out of receiving SMS text messages at any time by replying “STOP” to any message you receive or by contacting us directly at (940)-386-5055. After opting out, you may receive a confirmation message, and no further messages will be sent unless you re-opt in.

c. Message and Data Rates

Standard message and data rates may apply to text messages. Please contact your mobile service provider for details.

d. No Purchase Required

Opting in to SMS text messaging is not a condition of purchasing any goods or services from the Agency.

e. Accuracy of Information

You agree to provide a valid mobile phone number and ensure that you are the owner or authorized user of the number provided.

f. Liability

The Agency is not responsible for delayed or undelivered messages due to network issues or other technical failures.

g. Contact for Assistance

For help with SMS text messaging, reply “HELP” to any message or contact us at (940)-386-5055.